Terms and Conditions

1. Agreement to Terms

By accessing or purchasing any product from Vaulti LLC ("Company," "we," "us," or "our"), including but not limited to "The Infinite Wealth Vault" ebook and any related materials, you ("Customer," "you," or "your") agree to be bound by these Terms and Conditions. If you do not agree to all of these terms, do not purchase or use our products.

These Terms constitute a legally binding agreement between you and Vaulti LLC. Your purchase and use of our products signifies your acceptance of these Terms in their entirety.

2. Company Information

Vaulti LLC
30 N Gould St Ste R
Sheridan, WY 82801
United States

For questions or concerns, contact us at: [email protected]

3. Products and Services

Vaulti LLC offers digital educational products, including ebooks, guides, calculators, and related materials focused on wealth-building concepts and financial strategies. All products are delivered electronically and are available for immediate download upon purchase.

4. Educational Purpose Only — No Professional Advice

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

• All content provided by Vaulti LLC, including "The Infinite Wealth Vault" ebook, calculators, guides, and any other materials, is strictly for EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY.
• Our products do NOT constitute financial advice, investment advice, legal advice, tax advice, accounting advice, insurance advice, or any other form of licensed professional advice.
• Vaulti LLC is NOT a registered investment advisor, financial planner, attorney, certified public accountant, insurance agent, or any other licensed professional.
• The information provided is general in nature and may not be applicable to your specific circumstances, financial situation, or jurisdiction.
• EACH STATE, TERRITORY, AND JURISDICTION HAS ITS OWN LAWS governing trusts, life insurance, estate planning, and financial strategies. Laws vary significantly by location and are subject to change. What is legal or advisable in one jurisdiction may be illegal or inadvisable in another.
• You are SOLELY RESPONSIBLE for conducting your own due diligence, research, and investigation before implementing any strategy or concept discussed in our products.
• You MUST consult with qualified, licensed professionals (including but not limited to attorneys, CPAs, financial advisors, and insurance specialists) in your specific jurisdiction before taking any action based on information in our products.

5. No Guarantees or Representations

Vaulti LLC makes NO GUARANTEES, WARRANTIES, OR REPRESENTATIONS regarding:

• Any specific financial outcomes, returns, or results
• The accuracy, completeness, or timeliness of any information provided
• The suitability of any strategy for your individual circumstances
• The legality of any strategy in your specific jurisdiction
• Tax benefits, savings, or consequences
• Any claims made by third parties referenced in our materials

Any examples, case studies, testimonials, or hypothetical scenarios presented in our products are for illustrative purposes only and do not guarantee similar results. Individual results will vary based on numerous factors beyond our control.

6. Assumption of Risk

By purchasing and using our products, you acknowledge and accept that:

• All financial decisions involve risk, including the potential loss of principal
• You are making your own independent decisions based on your own research and consultation with qualified professionals
• You assume full responsibility for any actions you take or decisions you make based on information in our products
• You have conducted (or will conduct) your own due diligence before implementing any strategy

7. Refund Policy

ALL SALES ARE FINAL. NO REFUNDS.

Because our products are digital downloads that are delivered immediately upon purchase, we do not offer refunds, returns, or exchanges for any reason. Once you complete your purchase and receive access to the digital product, the transaction is complete and non-reversible.

By completing your purchase, you expressly acknowledge and agree that:

• You understand you are purchasing a digital product
• You will receive immediate access to the product upon payment
• You waive any right to a refund, return, or chargeback
• You have read and agree to these Terms and Conditions before purchasing

If you have questions about our products before purchasing, please contact us at [email protected] BEFORE making your purchase.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

VAULTI LLC, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND CONTRACTORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM OR RELATED TO:

• Your purchase or use of our products
• Any decisions you make based on information in our products
• Any financial losses, tax consequences, or legal issues
• Any actions taken by you or third parties based on our content
• Any errors, omissions, or inaccuracies in our materials
• Any interruption or cessation of our services

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID FOR THE PRODUCT GIVING RISE TO THE CLAIM.

YOU EXPRESSLY AGREE THAT YOUR USE OF OUR PRODUCTS IS AT YOUR SOLE RISK. OUR PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

9. Indemnification

You agree to indemnify, defend, and hold harmless Vaulti LLC, its owners, officers, directors, employees, agents, affiliates, and contractors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

• Your use of our products
• Your violation of these Terms
• Your violation of any rights of any third party
• Any decisions or actions you take based on our content

10. Intellectual Property

All content included in our products, including but not limited to text, graphics, logos, images, audio, video, and software, is the property of Vaulti LLC and is protected by copyright and other intellectual property laws.

Your purchase grants you a limited, non-exclusive, non-transferable license to access and use the product for your personal, non-commercial use only. You may NOT:

• Copy, reproduce, distribute, or share our products with others
• Resell, sublicense, or commercially exploit our products
• Modify, adapt, or create derivative works from our products
• Remove any copyright or proprietary notices

11. Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to these Terms or your use of our products shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Sheridan County, Wyoming, and the decision of the arbitrator shall be final and binding.

You agree to waive any right to a jury trial or to participate in a class action lawsuit or class-wide arbitration.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Vaulti LLC regarding your purchase and use of our products. These Terms supersede any prior agreements or communications.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our products after any changes constitutes acceptance of the modified Terms.

16. Contact Information